When modern-day technology meets traditional methods of real estate financing, it creates new opportunities for building wealth and growing communities. At Patch of Land, we utilize the power of peer-to-peer lending to REinvest, REbuild, and REvitalize neighborhoods around the country by offering real estate entrepreneurs and investors a platform that provides fast funding, high returns, full transparency, low rates, and the ability to diversify and grow your business.
Get full funding for your Single Family, Multi-Family, and Commercial projects in as little as 7 days, across 44 states, with leverage up to 80%.
With low minimums of only $5000 per investment, our offerings are a great opportunity to earn big while diversifying your portfolio.
Patch of Land's proprietary technology platform allows us to offer a fully transparent experience that is both efficient and effective for Borrowers and Investors alike.
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Terms Of Service | Privacy Policy
Past performance is not indicative of future performance. Any financial projections or returns shown on the site are examples only and Investors should conduct their own due diligence and not rely on the financial assumptions or estimates that are displayed here. Repayment terms are between 6-24 months depending on the loan. Annual Percentage Rate (APR) can be as high as 12%. APR may be higher if conditions of the loan are not met.
Patch of Land, Inc. does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are private placements of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Patch of Land, and MAY lose value. Investors must be able to afford the loss of their entire investment.
Patch of Land Lending, LLC is the originator and lender of record that lends in more than 44 states. NMLS #1286539, California Finance Lender License 60DBO-45420; Oregon Mortgage Lender License #5384. Origination fees and other fees may apply. This is not an offer to lend. Any financing is for business purposes only, may not be for personal use and will be subject to certain restrictions and requirements, including but not limited to a credit evaluation and approval of the subject property. To qualify, a borrower must meet underwriting requirements. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate. APR may vary between 7-14% plus applicable fees. Your actual rate depends on a variety of factors. Loans may be repaid any time prior to maturity, but terms range from 6 to 36 months depending on loan structure.
Example: APR:12.75%. (assumptions: $100,000 loan amount, 12-month term (no prepayment penalties), 10% fixed interest rate.) An interest-only loan on a SFR requires payment of origination points (2.25% of the loan amount on average), an application fee ($200) and a document drafting fee ($500), in addition to any premiums for required insurance policies and escrow services. In this example, the total cost of the loan would be $112,950. Rates, terms, fees and conditions are subject to qualification and may change from time to time without notice.