Fast Funding for Fix & Flip Properties

No W-2 Income Verification,
No Pre-Payment Penalty
& Interest Only Payments

Plus Rental Loans from 8%

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Fund Your Property in as Little as 7 Days

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At Patch of Land, we can fund your first loan in as little as 7 days. Whether you're looking for capital for a Rental or Fix & Flip property, we have a program to meet your needs. Once you've funded your first loan, faster approval times and more financing options can make the process even easier for future loans.

 

Rental Loan Program

Fix & Flip Loan Program

Project Type Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
Small Commercial
Loan Amount $100,000–$3,000,000 $50,000 to $3,000,000
Loan to Value (LTV) Up to 75% Up to 85%
Rent Coverage Ratio 1.25x Not Applicable
Loan Term 24 Months
(With 1 Year Extension Option)
12 Months
(No Prepayment Penalty)
Interest Rate From 8% From 8%
Proceed Usage Purchase, Refinance, Bridge, Cashout Purchase, Refinance, Renovation, Bridge, Cashout
     

Ready to Apply for Your Fast Funding?