Real Estate Funding Made Fast & Easy.

Fund your first loan in as little as 7 days.
And your next one even faster.

In Association with  

Please fill out the form below and we'll get back to you soon.

Funding for Fix & Flips, Rental Properties, & Commercial Projects

At Patch of Land, we can fund your first loan in as little as 7 days. Whether you're looking for capital for a Fix & Flip, Rental, or Commercial property, we have a loan program to meet your needs. Once you've funded your first loan, faster approval times and more financing options can make the process even easier for future loans.

 

Fix & Flip Loan Program

Rental Loan Program

Commercial Loan Program

Project Type Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Small Commercial
Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Apartments
Single-Use
Office
Light Industrial/Warehouse
Retail
Loan Amount $100,000 to $3,000,000+ $100,000–$3,000,000+ $250,000–$3,000,000+
Loan to Value (LTV) Up to 85% Up to 75% Up to 70%
Rent Coverage Ratio Not Applicable 1.25x 1.1x
Loan Term 12 Months
(No Prepayment Penalty)
24 Months
(With 1 Year Extension Option)
12 Months
(No Prepayment Penalty)
Interest Rate From 7.5% From 7.5% From 8.99%
Interest Payments Only on Funds Disbursed Only on Funds Disbursed Only on Funds Disbursed
Rehab Financing 100% N/A 100%
Proceed Usage Purchase, Refinance, Renovation, Bridge, Cashout Purchase, Refinance, Bridge, Cashout Purchase, Refinance, Renovation, Bridge
       
 

Fix & Flip Loan Program

Project Type Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Small Commercial
Loan Amount $100,000 to $3,000,000+
Loan to Value (LTV) Up to 85%
Rent Coverage Ratio Not Applicable
Loan Term 12 Months
(No Prepayment Penalty)
Interest Rate From 7.5%
Interest Payments Only on Funds Disbursed
Rehab Financing 100%
Proceed Usage Purchase, Refinance, Renovation, Bridge, Cashout
   
 

Rental Loan Program

Project Type Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Loan Amount $100,000–$3,000,000+
Loan to Value (LTV) Up to 75%
Rent Coverage Ratio 1.25x
Loan Term 24 Months
(With 1 Year Extension Option)
Interest Rate From 7.5%
Interest Payments Only on Funds Disbursed
Rehab Financing N/A
Proceed Usage Purchase, Refinance, Bridge, Cashout
   
 

Commercial Loan Program

Project Type Apartments
Single-Use
Office
Light Industrial/Warehouse
Retail
Loan Amount $250,000–$3,000,000+
Loan to Value (LTV) Up to 70%
Rent Coverage Ratio 1.1x
Loan Term 12 Months
(No Prepayment Penalty)
Interest Rate From 8.99%
Interest Payments Only on Funds Disbursed
Rehab Financing 100%
Proceed Usage Purchase, Refinance, Renovation, Bridge
   

How We Work with Borrowers & Investors

Fix & Flip, Rental, & Commercial Loans

Fast Funding in as Little as 7 Days

Nationwide Lending Across 44 States

Leverage Up to 85% at Rates from 7.5%

Want to Learn More About Patch of Land?