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Patch of Land's Mid term Offering


You asked, we listened. At Patch of Land, we're constantly REthinking real estate, and that means constantly working to meet the new and evolving demands of our Real Estate Entrepreneurs. That is why we're now offering our Mid Term product, so you can get the funding you need, on the term you want.
Call 888-893-1326 for more information!


2 to 3 Year Terms

Get flexible financing for your real estate project, on the term that works best for you, from 24 to 36 months.


Funding in as Little as 7 Days

We prefund all our loans, with full funding for your project in as little as 7 days, so you don't have to miss another opportunity.


Rates Starting at 7%

Our affordable mid term rates start at just 7%. And we're fully transparent, so you don't have to worry about hidden or junk fees.

Compare Our Short Term & Mid Term Lending Parameters



Short Term Loans

Mid-Term Loans

Project Type Single Family Residential
Multi Family Residential
Single Family Residential
Multi Family Residential
Loan Amount $100,000 to $3,000,000 $100,000 to $3,000,000
Loan Term 1 to 18 Months 24 to 36 Months
Interest Rate From 7.99% From 7%
ARV Up to 70% N/A
LTV Up to 80% Up to 75%
Closing Times 1 to 2 Weeks 1 to 2 Weeks
Lien Position 1st Deeds of Trust
Personal Guaranty
1st Deeds of Trust
Personal Guaranty
Proceed Usage Purchase, Refinance, Renovation, Bridge, Double Escrow, Transactional Loans Purchase, Refinance
Renovation Financing
Nationwide Reach

Go Nationwide with Patch of Land.

Gone are the days of the traditional hyper-local loans. Scale your business with Patch of Land. We are your nationwide alternative real estate lender, with the ability to lend in 45 states.

Available on Purchase & Refi Projects.

Purchase? Refi? We've got you covered! Our mid term loans are available for real estate entrepreneurs looking to purchase brand new properties or refinance exisiting ones.

Quick & Easy Application Process.

Our easy application process takes only minutes to complete! Just send us some background information about yourself and details about your project and funding needs.

Interest-Only Payments.

Stay focused on your vision! We keep your payments low while you work on your project with interest-only payments for the duration of your loan term.