Borrowing with Patch of Land

REAL ESTATE FUNDING MADE FAST & EASY.

Investment property financing in association with

Sharon Askew Whitten
Complete the form to have a Patch Loan Officer reach out for a personalized consult.

Funding for SFR, Multi-Family, & Mixed Use Projects

Whether you’re looking for capital for a SFR, Multi-Family, or Mixed Use property, we have a program to meet your needs. The rates and leverage on our lending programs have recently changed, and we look forward to discussing what we can offer to fund your current projects.
Fix & Flip or Bridge
Long-Term Rental
Ground-Up
Project Type
Single Family Residential
2-4 Units
Condominiums
Townhomes
Multi-Family (5+ Units)
Mixed Use Buildings
(Min. 50% Residential)
Single Family Residential
2-4 Units
Condominiums
Townhomes
Single Family Residential
2-4 Units
Condominiums
Multi-Family (5+ Units)
Mixed Use Buildings
(Min. 50% Residential)
Loan Amount
$150,000-$10,000,000+
$100,000-$3,000,000+
(Portfolios up to $6,250,000)
$250,000-$10,000,000+
Leverage
Up to 90% LTV on Purchase
Up to 80% LTV on Refinance
Up to 80% LTV on Purchase
Up to 80% LTV on R/T Refinance
Up to 75% LTV on Cashout
Up to 85% LTC
DSCR
N/A
0.80x
N/A
Loan Term
12 Months to 24 Months
(No Prepayment Penalty)
30-Year Fixed
Interest-Only Option
12 to 24 Months
(No Prepayment Penalty)
FICO
Minimum 620
Minimum 620
Minimum 620
Interest Rate
From 7.99%
From 3.75%
From 8.75%
Loan Purpose
Purchase
Refinance
Cashout
Purchase
Refinance
Cashout
Purchase
Refinance
Cashout

SPECIALIZING IN:

Fix & Flip » Bridge » Long-Term Rental » Multi-Family » Ground-Up Construction

Fast & Reliable Real Estate Funding
Nationwide Lending Across 44 States
Terms from 12 months to 30 years
Want to Learn More About Patch of Land?
15000 Ventura Blvd Suite 300, Sherman Oaks, CA 91403
©2021 Patch of Land, Inc. All Rights Reserved.
Patch of Land Lending, LLC is the originator and lender of record that lends in 44 states. NMLS #1286539, California Finance Lender License 60DBO-45420; Oregon Mortgage Lender License #5384. Origination fees and other fees may apply. This is not an offer to lend. Any financing will be subject to certain restrictions and requirements, including but not limited to a credit evaluation and approval of the subject property. To qualify, a borrower must meet underwriting requirements. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate. Your actual rate depends on a variety of factors.
Example: A $100,000, 12-month, 12% fixed-rate, interest-only loan on a SFR requires payment of origination points (2.25% of the loan amount), application fee ($200) and a document drafting fee ($500), plus any premiums for required insurance policies and title and escrow services. Rates, terms, fees and conditions are subject to qualification and may change from time to time without notice.